![]() ![]() ![]() You can import any files in LumaFusion that are compatible with the iOS platform. Doesn’t Support as Many File Formats as Adobe Rush Hopefully, the makers, LumaTouch, will provide Android and Windows compatibility soon. Unfortunately, LumaFusion is only available for iPad and iPhone. You’ll also have to add back photos, titles, and music, as well as many effects that aren’t supported on Final Cut Pro, so you need to decide if it’s worth it for you. However, you have to pay $20 as an in-app purchase to be able to export FCPXML files, as the capability is not included in LumaFusion’s standard set of features. This is useful for doing a rough cut of your footage with LumaFusion on your iPad or iPhone, before transferring the file to your Mac for further fine-tuning with Final Cut Pro. There are a lot of dedicated users of the desktop video editing app Final Cut Pro X, and many would like to export their projects from LumaFusion as FCPXML.zip files to Final Cut Pro. You Have to Pay to Export to Final Cut Pro There are in-app purchases you can buy, such as StoryBlocks, but they are optional. Lots of people hate subscription models, so the good news is that LumaFusion costs a one-off $29.99. These four distinct editing modules make it easy to create and keep track of changes.Īlso Read: Comparing the Best Video Color Grading Software One-Off Payment The Audio Editor is where you can apply audio effects and adjustments, and the Color and Effects Editor is where you do color corrections and apply LUTs. The Speed Editor lets you adjust the speed of the clip or even reverse it. The Frame and Fit Editor is where you crop, zoom, and create keyframe animations. Inside the Clip Editor are four different individual editors, and each is represented by an icon. When you want to add your effects, color corrections, and titles, you head to the Clip Editor. Effects and Color Corrections Made Simple You can also connect your iPad to an external monitor to edit and preview your videos with an HDMI cable (which requires an adapter) or through AirPlay. This gives you the option to choose which way you want to edit. A Variety of Ways to View and EditĪnother great feature of LumaFusion is that it works in both portrait and landscape mode. ![]() Rendering and exporting video is swift, and it’s also possible to upload your video directly to YouTube and Vimeo. It doesn’t appear to suffer from the freezing or crashing problems other iPad editors have (although as a caveat, perhaps that has much to do with Apple’s A14 Bionic processor in newer iPads). It doesn’t take ages for the timeline to load, and scrubbing is very fast, too. You would expect video editing on an iPad to be extremely slow, but LumaFusion is surprisingly speedy. Some are easier to adjust to than others, and the good news is that, while there’s plenty to keep more advanced video editors happy, LumaFusion is fairly beginner-friendly. The website itself also has a comprehensive and easy-to-understand reference guide.Īll new apps take some getting used to. Happily, there are lots of beginner tutorial videos on how to get the best out of LumaFusion. If you’ve never used any video editing software before, you may find LumaFusion quite overwhelming. Those who’ve used other professional video editing software will quickly find themselves at home with LumaFusion’s layout. Quickly resize elements with the same two-finger movement you would use resize an item in other apps. If you want to move something, simply drag it across the screen, and if you want to change something, just tap it. You can also customize the default layout to show the panels you find most useful. This gives LumaFusion a clean, user-friendly interface, which is necessary for small-screened iPad or iPhone editing. LumaFusion is crammed with lots of advanced features for professional video editors, but these are tucked away unless you need them. Sophisticated Tools in an Easy-to-Use Interface Let’s take a closer look at where LumaFusion excels and where it falls short. ![]()
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![]() The Joint Genome Institute is run by the Department of Energy and has a huge suite of Data and Tools for finding sequences, genomes, proteomes, and many cross-referenced databases for assembly of large sets of information. The European Bioinformatics Institute is the European counterpart to NCBI A good place to start is the NCBI handbook and their training and tutorials. This database includes sequence information (Genome, Gene, SNP, etc.), experimental data (GEO, BioSystems, ClinVar, etc.), software (BLAST, COBALT, OSIRIS, etc.), literature (PubMed, MeSH database, Bookshelf, etc.), and much more. The National Center for Biotechnology Information is run by the National Library of Medicine and the National Institutes of Health. For access to the server please fill out this form.The Ubuntu Linux servers can be accessed by authorized faculty and students via Ohio University's network either through Horizon View's virtual desktop (VDI) or Ohio University's campus Virtual Private Network (VPN) software.Larger systems can be provisioned as needed upon request. ![]() Ubuntu Linux servers are dynamically provisioned on demand with 8 vCPU and 16 GB of RAM per system using VMware's Horizon View desktop virtualization software. The servers are integrated using VMware's vSphere as the hypervisor and vSAN as the clustered disk file system. ![]() Four Dell PowerEdge R7515 type servers each with 64 physical AMD CPU cores and 1TB of RAM for a total of 256 CPU cores, 512 GHz of capacity, 4 TB of RAM, and 50 TB of local storage.The High Performance Computing (HPC) Cluster at Ohio University: This page will serve as an ever-growing repository of some of the most necessary DNA tools that the OUGF is aware of, and it will continue to grow as new and better resources become available. ![]() Modern molecular biology is impossible without access to the tools needed for everything from basic sequence management software and primer calculators to informatics databases and reference managers. ![]() ![]() ![]() It also provides the calculation steps as well as the result in both fraction and decimal form. the quotient and remainder of a long division problem. subtracting, multiplying, and dividing decimals using concrete models or . Multiply decimals with a product to thousandths using models, drawings. Decimal Operations Math Centers - Add, Subtract, Multiply, & Divide Puzzles. Twice, but this gives you a more visual representation for why it actually makes sense.Dividing decimals with models24 Modeling math decimals ideas. Multiply binomials the way we do, and in other videos we talkĪbout it as applying the distribution property Makes a visual representation of why it makes sense to So what this, I guess youĬan say this area model does for us is it hopefully The two times the three and you get your six. You multiply the two times the x, you get your 2x. You multiply this x times the three, you get your 3x. You multiply the x times the x, you get the x squared. X, actually let me do that in the same colors. Would get this trinomial, and we can do that really fast. It out, these binomials, and simplify it, you Ways of expressing the area, so they're going to beĮqual, and that makes sense 'cause if you multiply Simplifies to x squared, x squared plus 5x plus six. X's and I add two x's to that, I'm gonna have five x's. Well this isn't a trinomial, this has four terms right over here, but you might notice that we can add, that we can add these middle two terms, 3x plus 2x, if I have three That right over there, its height is two, and its width is three, we see it right over there, That, plus two times x, and then finally this ![]() ![]() Width is gonna be two times x, and we can just add What's the area going to be here? Well the height is two and the width is x, so multiply height times The area of this yellow region, and then we can move on Over here, that's the area of this purple region, plus We're summing up the area of the entire thing, Height as right over here, its height is x and its width is three, so it's gonna be x times three, or 3x. What's the area of this yellow rectangle? Well it's height is x, same Purple rectangle right over here? Well the purple rectangle, its height is x and its width is x, so Well to do that, we canīreak down the larger area into the areas of each of So just like that, I'veĮxpressed the area of the entire rectangle, and it's Two, and what's the width? Well the width is, we goįrom there to there is x, and then from there to there is three, so the entire width is x plus three. We see that that distance is x, and then from here to here it's two, so the entire height right over here, the entire height right over The height of this larger rectangle from here to here, Then I wanna express it as a trinomial, so let's The first way I wannaĮxpress it as the product of two binomials and Rectangles, and what I wanna do is I wanna express theĪrea of this larger rectangle and I wanna do it two ways. But you'll get through it :)īig rectangle here that's divided into four smaller Math is fun, but it can get REALLY annoying sometimes, especially when you're trying to learn this thing, and the thing makes no sense, and the thing is stupid an you're like "I DON'T WANT TO LEARN THIS THING." I've been there. If you don't want to stick with it, and just want some simple math awesomeness, there's a youtuber I really like, ViHart, that explains some really fun mathematical concepts without using numbers! If you're interested, I highly recommend checking it out.Īnyway, that answer was really cheesy, and you've probably heard it a million times already, but yeah. As Galileo said, "The universe is a book, and math is the language it's written in." Now admittedly, the math you're learning right now is kind of boring, but if you stick with it, you'll be able to learn some really cool concepts! Every tree, flower, bookcase, speck of dust, it has math woven into it's being. Calculations are boring :P) Everything around you. Math helps you understand the world! This is why I really like math (note: I like math as a concept. Even just going to the grocery store and shopping smart takes basic arithmetic (and basic algebra if you want to be meticulously thorough). When you become an adult, you'll have to manage money. ![]() Math is good for your brain! It makes you smarter ( insert sarcasm: wow really? I didn't know that), and improves your problem solving abilities. I had to use google to get some adequate answers: ![]() ![]() ![]() ![]() He is happy that he and Ava aren't in any danger in the carnival for the first time coming here. Noi was surprisingly having a great time with her. Then,Ava took Noi to a funhouse together. And the first thing Ava did with Noi was trying the bumper cars,and Carousel like a merry-go-round. Trust me." she said,as takes his hand,runs with him.Īt the carnival the two arrive,and pay their tickets together. "No no,a carnival is the safest place to be. "O-Okay.a carnival sounds fun,i hope it isn't anything dangerous." he said,once again worried. "We could go to the park or have ice cream together,or go to a carnival." she said as he pulled out her wallet,and chuckled. "S-So what are w-we doing t-today?" he said,as he stuttered his words. He let go of Ava's hand,and smiled nervously and chuckled. ![]() "Oh! Oh,I'm so sorry princess,I was just worried." he said. "You can let me go Noi,is everything okay.?" she asked. He clung his hand onto Ava's hand tightly like he is never letting go. The two are outside together wearing their casual clothing,and Noi hides his horns. Rhys tips his glasses,holding a book,and sighs. The two just left the apartment together leaving Leif in silence,stunned. "Really.? Are you seriously going to hang out with him? He's weak,he cannot protect you." said Leif,with a smug face.īefore Ava could give an answer,Noi just grabbed Ava's hand,and tugged her to the front door without even looking back at Leif. Princess Ava." he replied.īefore the two could leave the apartment,Leif, the assassin,looked,and noticed the two leaving the apartment together,and snicker. Noi looked back,and then turned back to Ava with a smile. "Hi there,princess!" he shouts with excitement. He hides in the mirror and turns around to come face to face with the princess. He quickens and rushes at his mirror,grabbing it and throwing it across his bedroom then continues to growls. He stood up and raised his arm,putting his hand into a fist like he wanted to punch the mirror but he couldn't. Noi was staring at the mirror,looking at his reflection,he could hear laughter in his ears and in the mirror,he saw the rest of the Daemos laughing,and mocking him,calling him names,and etc. He pretends he is doing alright,and does not cry at all to show no weakness but no matter what.he'll be known as the lowest rank of the royal guards. His magic is great,but weak compared to the other childrens,he gets bullied or taunted by others from their cruel acts. But he was the kindest or purest Daemos which they all lack. He was forced to be raised and trained among children but he wasn't the strongest,or the most talented but he was still selected by the king himself. Why.? He was a sensitive one,a child who grew up to be weak. He was always the weak one due to growing up in Daemos,he was called weak or pathetic,or a loser. Noi,as Daemos,was a weakling to his group. ![]() ![]() Redfin is redefining real estate and the home buying process in Winston-Salem with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. If you're looking to sell your home in the Winston-Salem area, our listing agents can help you get the best price. Zillow has 545 homes for sale in Winston-Salem NC. ![]() Our Winston-Salem real estate stats and trends will give you more information about home buying and selling trends in Winston-Salem. Redfin has a local office at 1435 West Morehead Street Suites 135 and 235, Charlotte, NC 28208. Our top-rated real estate agents in Winston-Salem are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Winston-Salem. Property Details Sale & Tax History Public Facts Schools Edit Facts SOLD Street View See all 23 photos 2821 Brookhill Dr, Winston Salem, NC 27127 275,000 Sold Price 4 Beds 2.5 Baths View Sq Ft Recently Sold This home sold 5 months ago. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Find your dream home in Winston-Salem using the tools above. Winston-Salem is home to approximately 228,366 people and 143,927 jobs. sqft House for Sale 1817 Chapel Street Winston Salem NC 27127 Big Yard 1. View listing photos, review sales history, and use our detailed real estate. Winston-Salem is a not walkable city in North Carolina with a Walk Score of 22. NC page 26 11 Homes Available Zillow has 69 homes for sale in Trinity NC. Zillow has 10 homes for sale near North Hills Elementary in Winston-Salem NC. ![]() In addition to houses in Winston-Salem, there were also 33 condos, 41 townhouses, and 2 multi-family units for sale in Winston-Salem last month. ![]() See pricing and listing details of Winston Salem real estate for. In the past month, 335 homes have been sold in Winston-Salem. View 1161 homes for sale in Winston Salem, NC at a median listing home price of 250000. ![]() ![]() Virtualization Station allows you to run multiple Windows®, Linux®, UNIX® and Android™ virtual machines on the TS-253Be. Virtualization Station and Container Station provide comprehensive solutions for creating virtualized environments to improve business IT infrastructure, workflows, and productivity. With Qsync, you can also access your NAS files from PCs, laptops or mobile devices connected with the TS-253Be at any time. With integrated data backup, restoration and synchronization, Hybrid Backup Sync helps you easily backup or synchronize data on the TS-253Be to other QNAP NAS, USB storage (one touch copy) or cloud storage. Qsirch quickly finds images, music, videos, documents, emails, and other files. Files are automatically archived into folders based on your settings. OCR Converter extracts text from images, helping to boost productivity and making it easier to find files. Files from different devices can be easily viewed and managed on a single interface. Use File Station to directly access files on USB devices - including optical disc drives. With File Station you can view and manage your files not only from NAS but also from multiple storage devices the OCR Converter allows you to extract text from images Qfiling helps automate file organization, and Qsirch helps quickly find files. The app-driven QTS operating system provides solutions for simplifying file backup, management, search, and more. Video HD is a free KODI add-on that combines KODI's streaming and video decoding capabilities and fully supports Video Station's features. Qmedia allows music, photos and videos to be effortlessly streamed to Android TVs or set-top boxes. QVHelper allows users to stream media files or music playlists from a QNAP NAS to VLC player. QNAP provides a wide range of multimedia applications for you to easily enjoy photos, music, and videos. However, playback quality may vary due to factors including playback software, file formats, system usage, and available bandwidth. *The TS-253Be’s hardware provides H.264 /H.265 hardware decoding, encoding and transcoding capabilities. The QNAP RM-IR004 remote control (sold separately) can be configured using QButton to customize the actions of individual buttons, providing a more convenient NAS experience. Therefore, you can easily share movies and videos stored on your NAS with family and friends for their enjoyment on a range of devices. The TS-253Be supports up to 1,024 snapshots per NAS and up to 256 snapshots per volume or LUN.įeaturing advanced 9th-generation Intel® HD Graphics, the TS-253Be supports dual-channel 4K H.264/H.265 hardware decoding and real-time transcoding, allowing you to convert videos to universal file formats that can be smoothly played on multiple devices*. Not only does this save storage space but also reduces the time required to back up and restore data. QNAP snapshots are block-based and only record the changed data. If a file is accidentally deleted or modified, you can use snapshots to quickly restore the file to its previously-recorded state. Snapshots help protect your data by fully recording the NAS system state and metadata. Intel® Core™ i7-4770 3.40GHz CPU DDR3L 1600Hz 16GB WD 1TB WD10EZEX Intel Gigabit CT (MTU 1500) Windows® 10 64-bit Volume: RAID 5 4 x Intel S3500 240GB SSDs (SSDSC2BB240G4) QNAP LAN-10G2SF-MLX 2 ports 10GbE SFP+ The TS-253Be features Intel® AES-NI hardware-accelerated encryption to drive transfer speeds of up to 225 MB/s with AES 256-bit encryption for both full NAS volumes and shared folders, boosting system performance while ensuring the security of sensitive data stored in the TS-253Be. Powered by an Intel® Celeron® J3455 quad-core 1.5GHz processor (burst up to 2.3 GHz), 2GB/4GB DDR3L RAM (up to 8GB), dual Gigabit LAN ports, and supporting SATA 6Gb/s hard drives, the TS-253Be provides dependable performance of up to 225 MB/s read/write speeds. Intel® Celeron® J3455 quad-core 1.5GHz CPU with AES-NI Encryption QNAP QWA-AC2600), or boost the USB connectivity of the TS-253Be by installing a USB 3.1 10Gbps card. Install a QNAP QM2 card to provide M.2 SSD caching/10GbE connectivity, or use the TS-253Be as a wireless access point by installing a compatible wireless network card (ex. With PCIe expansion, the TS-253Be provides flexibility in extending NAS functionality and potential applications. Extend NAS functionalities with the PCIe slot ![]() ![]() ![]() Just keep them alive, ok?Ĥ0664614 Smoking status and exposure to second hand smoke in the home not assessed, reason not givenĪlso, you map the contextual facts. Some negative facts simply confirm that patient doesn’t smoke or mean nothing. How would ETL treat it? So unless we have a MAPPING table set, it’s also manual work.Ĥ0770347 Have you ever smoked regularly Ĥ0766305 Have you ever smoked part or all of a cigarette Ĥ0766943 Do or did you inhale the cigar smoke Would it be “Maps to”? You can’t just map the questions. Do we want all this in the 'Smoker” cohort?Īnother thing is the survey data/classification terms you map to the “Smoker” concepts. It’s pretty the same as “Passive” is a “Smoker, where “Passive” means not just a fact, but also a risk of exposure (according to mapping). Isn’t such an assumption in the terminoly is a reason for that?Īt least, a distinct category is needed to set the borderline between “1 cigarette per week/month/year” and “0-1 cigarette per day”. What about occasional/social smoking? You map it to “Smoker”, but I wouldn’t do. In particular, let us know if the omissions make + cigarette frequency per day definition is Please think and discuss, and let us know. The latter might cause some stress with folks (as usual flavors of null do). Overall time of smoking (irrespective of strength).Here is what we are not modeling, mostly because we didn’t actually find that many concepts: ![]() Again, unless the Observation Period covers this period of time it might be “History of”. The “in utero” and “perinatal” are usually only combined with “Smoking” and “Cigarette”. Alternatively, we relegate those to “History of”. The big one is “ex”, meaning the smoking behavior is in remission but happened in the past. One thing we need to discuss is should we create additional concepts where we combine all of these with the various timings. The resulting hierarchy is much simpler than expected: Timing: ex (=in remission), in utero, perinatal.Amount as above: trivial, light, moderate, heavy, very heavy.Type: hookah pipe, cigarette, moist tobacco, chewed tobacco, smokeless, pipe, passive, electronic cigarette, cigar and snuff.This means we have the following dimensions: If the source concept is mentioning one of the five frequencies without the type we automatically assume cigarettes. Source concepts that ask for exact number per day or week need to be manually mapped to these five categories. We don’t need the exact number of cigarettes (it is probably false precision anyway). The cigarette frequency per day definition is: Only cigarette frequency is measured in the existing Concepts, cigars, pipes and hookahs almost never are.Second hand smoking and passive smoking is treated the same.Water pipes, shishas and hookahs as identical.Nicotine replacement therapy are due to nicotine abuse, but still not the same thing, and therefore out. ![]() They are separate conditions, and we don’t know how the nicotine came into the body, and whether that was an acute event, rather than smoking.
![]() ![]() ![]() Colorado leads the nation in first time marijuana use by those aged 12–17, representing a 65% increase in adolescent use since legalization. 4 Since legalization in Colorado, marijuana use in adolescents and those 18–25 has steadily climbed, well outpacing the national average. ![]() Keep away from Children.” All marijuana-infused products must have the universal symbol marked on at least one side of the “Standard Serving of Marijuana.”Īccording to the 2014 Monitoring the Future Study, marijuana is by far the number one drug abused by eighth and twelfth graders. 3 New regulations beginning in 2019 require that all cannabis packaging in the state of Colorado must have a universal “THC” symbol on the label with the written warning “Contains Marijuana. As a result there has been a significant increase in the accidental exposure/overdoses of children younger than nine in Colorado compared with the US at large. The purpose of these products is to produce a high, and the increased potency makes them potentially more dangerous and more likely to result in addiction.īecause there was initially no regulation on the edibles they have been made to look very similar to regular products that people consume such as chocolates, gummy bears, PopTarts etc. There is absolutely no research that indicates this level of THC is beneficial for any medical condition. We now have concentrated THC products such as oil, shatter, dab, and edibles that have been able to get the THC concentration upwards of 95%. The flower or leaves that are generally smoked or vaped are only one formulation. For example the Girl Scout Cookie strain has only 0.09–0.2% CBD. In 2017 the most popular strains found in dispensaries in Colorado had a range of THC content from 17–28% such as found in the popular strain named “Girl Scout Cookie.” 2 Sadly these plants producing high levels of THC are incapable of producing much CBD, the protective component of the plant so these strains have minimal CBD. In the 1990s it grew to 4%, and between 19 there has been a 212% increase in THC content in the marijuana flower. The primary problem with the current available cannabis in dispensaries in Colorado is that the THC content is not like it used to be. 1 They discovered compounds produced by our bodies that fit into these receptors which they named anandamides, a Sanskrit word for “supreme joy.” These receptors are found all over the brain and are still called endocannabinoid receptors but that is not because they are meant for people to take in THC. It was not until the 1990s that this same team discovered why we have these receptors in our brain. 1 This team discovered that there was a receptor in the brain that fit THC like a glove so they named these receptors cannabinoid receptors. The active component in marijuana that people find so desirable was not really known until the 1960s when a research team in Israel found that after injecting THC into aggressive rhesus monkeys, they became calm and sedate. ![]() The more potent a drug is, the stronger the possibility of addiction and the more likely the person will continue to purchase and use the product. However, without any clear guidelines or regulations from government officials, the cannabis industry has taken a page from the tobacco and alcohol industries’ play book and developed strains of marijuana and concentrated marijuana products with much higher concentrations of THC, the psychoactive component that causes addiction. Many people who have voted for legalization thought they were talking about the marijuana of the 1960s to 1980s when the THC content was less than 2%. These include increased jobs, increased tax revenue, possible medical benefits and they advertise it as “safe” and “healthy” and “organic.” They utilize the words “cannabis” and “marijuana” for everything without differentiating between the different forms of cannabis that can have very different effects on the mind and body. Advocates for the legalization of medical and retail marijuana are quick to point out all the possible benefits that a community might see from such a venture. ![]() ![]() ![]() You'll find a quieting sense of calm among the greenery sprawling throughout the hotel's public spaces, including its buzzy restaurants and its rooftop pool deck. Travel Packages: 80-minute session starts at $375 currently, The Breakers' is offering a Bed & Breakfast and Sixth Night Free promotion.Ī new addition to Los Angeles' Sunset Strip, the signature lush foliage intertwined into the West Hollywood EDITION's minimalist design immediately signals an air of tranquility. Specialists within the resorts' spa point to Guerlain's Orchidée Impériale Black Cream as uber-hydrating and the source of supple, radiant skin in treatment. Signature Services: Billed as the properties' most extensive rejuvenating treatment, the Guerlain Black Orchid Facial works to reinforce topical skin's firmness and aims to reduce wrinkles while redefining natural facial contours. A concurrent salon means you can experience a range of skincare rejuvenation and classic spa offerings while refreshing your getaway look. But guests often overlook the draw of its 17 treatment rooms in its spa, alongside a world-class fitness center opening up towards the beach. Situated on 140 sprawling seaside acres in Palm Beach, The Breakers' Renaissance-style property is often identified as a luxe, tranquil getaway on beautiful sands just north of the bustle of Miami. Whether it's a last-minute weekend trip or a special occasion, get your bags packed these spas offer unique, effective treatments in serene settings you won't soon forget. ![]() Good Housekeeping editors and experts within the Good Housekeeping Institute have personally reviewed and vetted many of the spa services featured below. ![]() Our guide to the best spa treatments and comprehensive getaways keeps both kinds of experiences in mind. But travelers may be unaware they also function as day spas, where visitors can enjoy all the same amenities without the overnight stay. Whether you wish for something entirely immersive and inclusive - or a day visit for just a few hours of bliss - many of the best domestic spas and treatment centers are indeed attached to full-service resorts. A weekend at the best spas in the United States is all too easy if you know where to look, as a full day's worth of pampering and rejuvenation is just a road trip or train ride away. But turning dreams of this blissful paradise into reality doesn't require you to travel internationally - in fact, the best spa getaways may be just inside your reach. The best spa treatments lend a sense of utter calm and relaxation, while guests marvel at stunning settings that serve as departures from a stressful daily routine. ![]() ![]() ![]() We may take applications for our affiliates, but we do not make credit decisions, originate loans, process consumer loan or bill payments, or provide any other financial services. We also offer certain mobile applications that allow consumers to view and analyze their finances. ![]() That’s especially true if you’re considering a cash advance against a higher interest credit, a d/b/a of, LLC (NMLS ID #138464) operates as a marketing lead generator for affiliates and non-affiliates, and as a broker for loans and debt resolution services offered by its affiliates. You should also check out Achieve if your credit score is less than perfect and you want to compare affordable loan options. When an Achieve personal loan might be the best choice:Īchieve could be a great choice for someone who qualifies for one of the special rate discounts (for having a cosigner, for directly paying off creditors, or by showing proof of retirement savings). Members can also access help from their online dashboard. 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How to apply for an Achieve loanĪfter you prequalify, if you decide to go ahead with the loan application, the lender will make a hard inquiry into your credit to determine your creditworthiness. Achieve understands that you are more than your credit score, and their underwriters are willing to look at your total financial picture to determine whether you qualify.Īchieve takes a holistic approach when considering your application, by looking at your debt, income, and needs. You don’t need perfect credit to qualify for an Achieve loan, just a credit score of at least 620. That way you can find out what loan you might qualify for before you apply. Achieve will do a soft credit pull during the prequalification process, meaning the credit reporting agencies won’t factor the credit check into your credit score. 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